Some time ago, a runner left a message asking: Why do some people run younger and younger, while others run older and older? Are they running too much without oxygen?

This is indeed a question that many people like to discuss. When we write about some running characters, we often see similar messages, such as writing about running friends who lose weight. Some people will leave a message saying: How do you feel older after losing weight?

Not long ago, I wrote that the British 60-year-old grandfather broke the world record of 60-year-old half horse with 1:11:09:?

?Then a runner left a message saying: it looks too old, and the 70-year-old people who do farm work at home are not as old as him.

However, the same 60-year-old Japanese grandfather Iwanaga Yoshiji, who ran 33 minutes and 39 seconds in 10,000 meters, changed his message style.

Let’s look at the 70-year-old Shaoxing horse running out of 258 yellow wealth. If there are running friends, leave a message: My dad is 70 years old, and he looks at least 10 years younger than my dad.

Let’s take a look at this runner we interviewed before who lost 80 pounds by running:

Then a runner left a message to refute the saying that running will make people old:"Let’s look at the aging after running. This has changed from thirty or forty uncles to small meat."

Is it very confusing? Why do some people look younger after running and others look older after running?

Today we are going to talk about this topic.Whether running makes people old or young.

01

A study published in the Journal of Applied Physiology in 2018 shows that running for a long time can make your body at least 10 years younger. this isBecause regular exercise all the year round will greatly improve the health of cardiovascular system, bones and muscles.

Dr. Scott Trappe, who is in charge of this study, said: Many people who are 75 years old but exercise regularly actually have the same level of cardiovascular health as middle-aged people aged 40-45.

In 2017, an American study also showed thatLong-term running can prolong life span by 7 years.

Even if your weekly exercise only reaches the minimum recommended to keep healthy, you can prolong your life. Research shows that you can live longer as long as you start exercising, regardless of your age, gender and health status.

If you have smoked, your life expectancy can be extended by 4.1 years after starting exercise; If you don’t smoke before, you can prolong your life by 3 years. Even if you smoke after you start exercising, you can prolong your life by 2.6 years.

02

With the increase of age, people will become more and more dull. But regular exercise will keep you agile.

In 2012, the research published in Psychonomic Bulletin & Review believed that regular exercise could resist the mental decline with age, such as selective attention, task switching and working memory.

Researchers at the University of North Carolina found that:Runners have younger brains.Because people who often take part in exercise, their brains will shrink slowly, because exercise will increase blood flow and deliver more oxygen to their brains.

03?

With the increase of age, the bone mass of human body will gradually lose. Osteoporosis is a common disease of the elderly, and running can slow down the speed of bone mass loss.

It is often said that running is easy to hurt your knees. In fact, this is a very big misunderstanding. David Felson, a researcher at Boston University, said in an interview that,Running can make your knees healthier, not damage them.?

"We have learned from long-span studies that running does not hurt your knees." Felson said, "When we look at their knee arthritis, the difference between runners and non-runners is obvious. People who run regularly have a much lower probability of suffering from knee arthritis. "

04

Two days ago, the State Council released the Report on Nutrition and Chronic Diseases of China Residents (2020), which showed that more than half of the adult residents in China were overweight or obese.

butObesity is the root of all diseases.Metabolic syndrome, sleep apnea and elevated blood pressure are all related to it. The World Health Organization has officially regarded obesity as a disease, so there is no such thing as a healthy fat person!Obesity can reduce people’s life by 8 years on average.

Many chronic diseases, such as "three highs", are inseparable from the word "fat". And many people insist on running for a period of time, and when they go to the physical examination, they will find that these three indicators are normal.

05

As the saying goes: smile, ten years old. Many people go running when they are stressed or in a bad mood, and they will feel much more comfortable after running. This is because running produces an endogenous phenolic hormone.

In 2006, a study published in Medicine & Science in Sports & Exercise showed that,Simply walking on the treadmill for 30 minutes can immediately improve your mood and get out of depression.

In modern society, the communication between people can be said to be less and less, and it becomes more and more "lonely". Many people pull a long face all day and have no vitality at all.

Persisting in running can relieve stress and improve mood. You can talk to yourself during running, reconcile yourself with yourself, and you will understand when you are running.

Moreover, running is a sport with strong social attributes. You can meet many like-minded friends through running.One person can run faster, and a group of people can run farther and happier!

06

Human aging is an irreversible natural phenomenon. This is because with the increase of age, the number of mitochondria in cells will decrease, and the decrease of mitochondria will make cells become less and less active, so the body will gradually age.

And the magic of running is thatCan repair mitochondria, which can make cells more energetic, which means the body is younger.?

A researcher at the University of Colorado said, "Running will make your muscles younger. If you increase mitochondria through running, then the young body will affect all aspects, such as reducing heart disease, reducing bone loss and reducing the risk of diabetes. "

In addition, running can also make the aorta more elastic, make the heart younger and reduce the occurrence of various diseases; Make your muscles and bones strong, which is also a necessary part of keeping you young.

Since scientific research shows that running can make people younger, thenWhy do you still get old??

This is because running too much or the intensity is too great.

After a lot of running, especially after taking part in the ultra-long marathon or cross-country race, people feel "getting old". this isBecause after a lot of exercise, the body produces excessive free radicals, which leads to low immunity.

free radical(Free radical, FRs), also called free radical, refers to a group, ion, atom or molecule whose outer orbit contains unpaired electrons; Free radicals are chemically active and have strong oxidation, which can take away electrons from normal cells and tissues, thus damaging cells and tissues.

If you don’t have enough time to recover, free radicals are produced too much or removed too slowly.Excess free radicals will attack life macromolecules and various organelles, causing various damages to the body at the molecular level, cellular level and tissue and organ level, thus causing various injuries to the body. If you go back and forth, people will "age".?

Excessive exercise and fatigue may also lead to neurosis, which will reduce your reaction ability, balance and muscle elasticity, and begin to feel such as dizziness, nausea, bad food, poor sleep, depression, general fatigue, listlessness and tiredness of running.

07

Last month, the World Health Organization published the Guide to Physical Activity and Sedentary Behavior, which suggested that adults should do it at least once a week.150-300 minutes of moderate-intensity aerobic exercise; Or 75-150 minutes of high-intensity aerobic exercise.; Or the equivalent combination of two kinds of physical activities, you can get great health benefits. This is the minimum amount of exercise.

For additional health benefits, you canDo moderate-intensity aerobic exercise for more than 300 minutes every week; Or more than 150 minutes of high-intensity aerobic exercise;And the equivalent combination of two kinds of physical activities.

Moderate intensity is generally considered as reaching 60% to 80% of the maximum heart rate, while reaching more than 80% is the intense intensity.

As far as running is concerned, 60% to 80% of the maximum heart rate is the intensity of aerobic jogging. Running for 60 minutes a day and five times a week is enough for health.

At the same time, it is also recommended to carry out moderate or high intensity for at least 2 days per week in the guide.Muscle strength training, including all large muscle groups; Limit the time of sitting still and moving less.

Strength training is essential. One of the reasons why 60-year-old Yan Yongyi is young is that he can use different equipment to train and recover strength.

The 70-year-old Huang Wealth once said in an interview that he would take a break every Monday and Friday to train the core strength of his legs and waist and abdomen. "In particular, I strengthened my strength training, and I didn’t feel tired when I ran behind, and I ran faster than the first half."

Academician Zhong Nanshan, on the other hand, takes three or four days a week to get up early for exercise, running for about 25 minutes first, and then doing some strength training for about an hour at a time.

So,Although exercise is good, it is necessary to control the amount and degree. It is best not to carry out a single exercise, and it is more beneficial to health to combine various exercise methods.

Coupled with reasonable intake of nutrition, daily attention to sun protection and other good living habits, people will be healthier, younger and more energetic, thus making your life more quality.

?interaction：So, how has running changed you? Do you look younger than your peers? Welcome to share your message.

　　For a sport, 20 years, although not long enough, is enough for it to go through the whole process from rise to depression to revival, such as billiards. Inadvertently, in China, this sport known as "elegance" and "gentleman" has a history of 20 years.

　　Nowadays, billiards has become one of the most popular and attended sports in China. Statistics from relevant departments show that at present, more than 50 million people have played billiards in China, 25 million people often play billiards, and 500 to 1 million people play billiards every day. It can be said that the popularity of billiards even exceeds that of China’s national table tennis.

　　20Century 80age The Enlightenment of Billiards in China

　　It can be said that in the 1980s, an enlightenment movement about billiards made more Chinese people see a gentleman’s sport that has been popular abroad for hundreds of years. As a by-product, the Enlightenment also created a wealth myth.

　　In 1980s, billiards, once regarded as the representative of decadent bourgeois life, quietly rose in China. In fact, as early as a few decades ago, billiards had entered China, but at that time, it was advertised as an "aristocratic movement", which was out of reach of ordinary people. This time, with the reform and opening up and the remarkable improvement of people’s living standards, billiards has spread in China at an alarming rate. People can often see the scene that two benches set up a table to become a pool table, and a group of men and women are playing around.

　　In 1986, China Billiards Association came into being. After that, local Taiwan associations were established one after another. Some people say that the establishment of the "official organization" indicates that billiards is no longer just a mass entertainment activity in China, but has been included in the annual national sports competition plan as a competitive sport. For a time, billiards seemed to be a social phenomenon. In 1987, an article called Billiards Popular was published in Wuhan Daily. According to the conclusion in this paper, China people have solved the problem of food and clothing, and then they will start to have entertainment needs, and billiards will have a reason to be popular. After reading the article, many people smiled and didn’t care, but a young man named Gan Lianfang regarded it as a big event.

　　When it comes to billiards in China, we can’t help but talk about Gan Lianfang. People are more accustomed to calling him the "King of China Billiards", which is full of heroism and domineering, but it is also very appropriate-in the past 20 years, Gan Lianfang and his "Star Card" have witnessed the billiards of China yesterday and today. No one would have imagined that a road builder had created the popularity of "elegant" and "gentleman" billiards in China. In fact, perhaps that sentence has been fulfilled, and many accidents in life are inevitable results.

　　Twenty years ago, Gan Lianfang took out his savings of 8,000 yuan, vacated his own outhouse as a factory building, and set up Beijing Daxing Billiards Factory with several functions as director, purchasing, sales, accounting and cashier. Looking at the pictures in the magazine, he began to "develop" billiards equipment according to the cat’s description. "We use electrostatic combing tweed instead of the table, use the inner tube of the car as the rebound rubber edge, and let the carpenter plane the board to make the table top and wooden legs." More than three months later, the first billiard table was born. Gan Lianfang, a carpenter, gave his billiards table a resounding name-"Star Card". "Production of five units a day, a day’s profit is more than two thousand pieces. At that time, it was already very profitable. " It can be said that billiards made Gan Lianfang see the possibility of getting rich. So, he quit his job of bringing home the bacon and started a pool table wholeheartedly. In the first year, Gan Lianfang earned 100,000 yuan; In the second year, he earned 500,000 yuan.

　　A rather subtle scene appeared. The "Star" billiards table, which costs less than 350 yuan, is placed in the streets and lanes, and most of the players are young people with bare arms. Because of this, some people say that billiards, a gentleman’s sport, has gone bad in China. "But it also has an advantage. If billiards are only placed in five-star hotels from the beginning, China people will never know what billiards are." In the eyes of outsiders, as the head of the "Star Brand", Gan Lianfang’s words inevitably smack of self-defense. However, if we look closely at the development track of billiards in China, people have to face up to the significance of Gan Lianfang and "Star Brand" to billiards in China.

　　"’Star Brand’ caught up with the first wave of billiards popularity in China." A few years later, sitting in a hotel invested and built by his own company, Gan Lianfang analyzed this. Today, he has several titles: Chairman of Beijing Star Brand Group, Chairman of Beijing Longxi Hot Spring Hotel, Chairman of Beijing Longxi Hot Spring Golf Club, Chairman of Beijing Longxi Real Estate Development Co., Ltd., Chairman of Beijing Longxi Shunjing Real Estate Development Co., Ltd., etc. From the asset point of view, "Star Brand" is only a small household, but on Gan Lianfang’s business card, the status of "Chairman of Star Brand Group" is always ranked first. In the words of Gan Lianfang: "My original capital accumulation, my popularity, my brand, my value-added status, and all my success come from billiards."

　　20Century 90age The first climax of billiards in China.

　　By the 1990s, people were no longer satisfied with the relatively simple bag-dropping style (15 balls), and more and more "billiards fans" began to like the more technical snooker style.

　　In 1990, Gan Lianfang tried to advertise in Beijing Evening News, but the result was rejected-the other party didn’t pay attention to this individual billiards company. Can’t direct publicity, Gan Lianfang can only think of other ways. Hearing that a celebrity billiards match will be held in Beijing, he immediately took out 50,000 yuan to sponsor the event. At that time, 50,000 yuan was half of the annual profit of Star Brand. As a result, the celebrity billiards competition has attracted the attention of all parties, and even appeared on CCTV’s News Network. Since then, "Star Brand" has become famous in one fell swoop.

　　Also from that year on, national events around billiards emerged in an endless stream, and there were countless local events. In addition to the National Snooker Classic, which began in 1990, the international snooker competition in China has also experienced a process of growing from scratch. From 1988 to 1992, the Chinese Billiards Association held five consecutive "Jianpai Cup" international snooker competition with the participation of the world’s best professional billiards players. In 1993, the 10th Asian Snooker Championship was held in Beijing. On that occasion, Gan Lianfang invested 550,000 yuan to win the naming rights of the competition. In 1996, Guangzhou successfully hosted the 13th Asian Billiards Championship and the International Professional Snooker Invitational Tournament. Also in this year, the Chinese billiards association began to implement the registration system for billiards players. In January of that year, the first professional billiards club in China-"Star Brand" professional billiards club was established, which opened the river of billiards professionalization in China. Famous players such as Pang Weiguo, kasim and Tao Shan joined the "Star Brand" and became the first qualified players in China.

　　What is particularly worth mentioning is that in 1998, Gan Lianfang and Red Bull Company held the Red Bull Cup China Challenge, which consisted of six races with a total investment of 4 million yuan, and three generations of champions Davis, Hendry and Higgins appeared together. Speaking of that tournament, Gan Lianfang was very proud: "In 1993, a Hong Kong company held a billiards match in Beijing, and both Davis and Hendry came. But at that time, we didn’t have the strength and couldn’t afford others, so we had to take advantage of the situation, such as giving them some small gifts to use the’ Star’ billiards table during practice. Later, we didn’t have to take advantage of the situation, we did it ourselves. I was a major participant in the Red Bull Cup in 1998, from planning to negotiating with the International Federation of Taiwan. " From "borrowing others’ potential" to "creating your own potential", the fate of "Star Card" seems to be the epitome of China billiards.

　　In fact, the development of "Star Brand" is not always smooth. In 1991, Gan Lianfang made an important decision to invest in the production of "Star" high-grade billiard tables. "At that time, it would cost 8,000 to 10,000 yuan to produce a high-grade billiard table. If it was not done well, it would be in your hand." People around me are strongly opposed. However, Gan Lianfang has no hesitation. "This is not so much a decision, but rather a gamble with all my family, which is soaked with my sweat, tears and even blood." Facts have proved that Gan Lianfang won this "gambling". In the 1990s, the sales of Star Brand trotted up: 1.6 million yuan, 4 million yuan and 10 million yuan. In 1994, it achieved sales of 50 million yuan, and the domestic market share reached 40%. Gan Lianfang has since become a well-deserved billiards king in China. After the rapid expansion in the early and middle 1990s, "Star Brand" has now entered a period of steady development. Today, "Star Brand" has been firmly holding this "King" hat in its hands.

　　21century The Spring of Billiards in China

　　The star effect can promote the vigorous development of the project, which has been repeatedly proved in China sports: Liu Xiang is to track and field, Yao Ming is to basketball, and Ding Junhui is to billiards … Without Ding Junhui’s success, billiards would only be a hobby of many children. After Ding Junhui became famous, many Chinese people were surprised to find that billiards can also change their fate!

　　In the 21st century, billiards in China has fallen into a low ebb-athletes’ poor performance, fewer sponsors, failure to hold big competitions, and the billiards equipment market in China has also shown signs of decline. "Where is the spring of China billiards?" Many people are deeply worried about this issue, but Gan Lianfang is full of confidence. He has never given up his insistence on billiards. He even signed a contract with the relevant departments of the State Sports General Administration to hold a competition at his own expense. In his words, "Don’t let billiards break."

　　In April 2005, Ding Junhui, who was only 18 years old, defeated Haendly, the world’s "billiards emperor", becoming the first champion in China to win the professional snooker ranking tournament. At the celebration dinner, when Gan Lianfang gave Ding Junhui the 50,000-dollar gold medal, the whole audience was in an uproar, because the amount of the prize money exceeded the number of the prize money of the open champion-the eyes of the Chinese people once again gathered on billiards, and the "billiards fever" rose accordingly. At this time, many people noticed that Ding Junhui, a "billiards prodigy", also had an identity-a signing player of Star Brand Group. This time, people have to admire Gan Lianfang’s foresight.

　　In fact, since the mid-1990s, players who have won the national billiards championship, such as Pang Weiguo, Tao Shan, kasim and others, are mostly signed by Star Brand Group. When Ding Junhui won the billiards championship in the 2002 Asian Games, Gan Lianfang "stared" at him-not only persuaded Ding Junhui to sign a contract with Star Brand, but also recognized him as his adopted son. For some gossip, Gan Lianfang is also confident: "Xiaoding is now the undisputed overlord of China billiards, just like Xingpai billiards brand. We are a strong alliance of first-class enterprises and first-class athletes. In the future, we will continue to train more outstanding players for the country. " Although an entrepreneur, Gan Lianfang made it clear that he didn’t want to earn a penny from Ding Junhui: "Ding Junhui won the championship, but I don’t have any requirements for him in business. We don’t want any of his advertising fees. We just contribute to cultivating talents for the country."

　　In fact, the development of billiards in China just needs this enthusiasm and devotion.

　　People in table tennis circles believe that table tennis has the highest penetration rate, while people in billiards circles have different views. In their view, the mass base of billiards is no less than football and basketball: "From the perspective of government investment, billiards is indeed a marginal project. But from the perspective of social attention, billiards is not marginal at all. It is estimated that tens of millions of people in China are playing billiards every day. There are now 400 golf clubs in Shanghai, each with an average of 15 tables, with an average of 200 guests every day and 80,000 people playing ball every day. There are 500 to 700 gymnasiums with more than 15 tables in Beijing; Billiards in Guangdong developed the earliest. There are more than 300 ball rooms in Dongguan and more than 400,000 people in Foshan, but there are also 30 ball rooms. " With more people playing, the level of amateur billiards has improved rapidly, which is the base of China Billiards Pyramid.

　　Fortunately, everything is going well. Before Ding Junhui became famous, billiards competitions were only sponsored by billiards equipment manufacturers, but with the arrival of brilliant achievements, Ding Junhui was favored by dairy companies and Liang Wenbo was also sponsored by mobile phone companies.

　　What should China billiards be like in the future? Some people say that billiards should develop in the direction of professionalism and marketization, and professional events should realize market-oriented operation within 8 to 10 years. In any case, Gan Lianfang’s goal is clear. This entrepreneur, who takes the development of China billiards as his own responsibility, is busy planning a new goal-to cooperate with international stations to organize the events in China, and regard this as a new stage of the development of "Star" billiards.

Editor: Shuo Yang

　　CCTV News:At the beginning of December 2018, a news that "Wenzhou Yueqing boy lost contact after school" spread all over the network. After four days and five nights of city search and rescue, it was finally proved to be a farce planned by the boy’s mother, and public opinion was in an uproar. On April 29, 2019, this case was heard in Yueqing, Zhejiang.

　　Judge Gu Ruohuai: "The criminal trial court of Yueqing People’s Court in Zhejiang Province is now in session and the defendant is called to court."

　　Defendant Chen Mou, a native of Yueqing City, Zhejiang Province, is 34 years old. The public prosecution agency accused Chen Mou of planning and creating a false alarm about her son’s loss in order to test whether her husband cared about her son, which spread on the information network and other media, seriously disrupting social order.

　　Defendant Chen Mou.: "I would like to ask forgiveness from all walks of life. I am willing to bear the punishment of the law and pay for my mistakes."

　　Why did you hide your son and lie about his disappearance in the first place?

　　More than five months ago, searching for you, who had screened in the news, on the website and in the circle of friends, actually made use of the public’s goodwill to create a lie. Chen Mou, who is in the center of public opinion, why did he hide his son in the first place? And how did the "lost" boy, who was concerned by the whole network, spend the days of disappearance?

　　Chen Mou is a housewife. In early 2018, her husband went to Shanghai to do aquatic products business, and Chen Mou took a son and a daughter and rented a residential house in Hongqiao Town, Yueqing City. Since Chen Mou’s husband’s sister works in other places, she asked Chen Mou to look after her daughter. Besides taking care of three children, Chen Mou will go to her mother-in-law’s shop to help her in the rest of the time.

　　Defendant Chen Mou.My son is eleven years old. He goes to primary school, and then my sister-in-law goes to school in Hongqiao. My little daughter has to go to training because of her poor situation. She has that autism. Although she is six years old, her intelligence is less than two years old. "

　　Chen Mou said that a few days before the incident, two little things about children stimulated her.

　　Defendant Chen Mou.: "Because my daughter just threw the money off the balcony that day, I found that the change in my son’s mobile phone was spent by my classmates that night. I told his father and my mother-in-law, but they thought it was because of my incompetence."

　　The money that my daughter threw was originally the payment of 9,000 yuan that Chen Mou’s mother-in-law wanted to transfer to others, but she only got back more than 3,000 yuan in the end. In the evening, Chen Mou found out angrily that his son used his mobile phone to buy things for other students. She called her husband and wanted him to educate his son who was not sensible, but she got a complaint.

　　Defendant Chen Mou.: "Because my son is a little afraid of his father, I said that although I don’t have much money, I said that you should educate him, and then he was very angry, meaning that you threw away the money again, and then my son couldn’t bring it to you well. Anyway, he has been criticizing me."

　　Although Chen Mou and her husband have been married for more than ten years, she said that the relationship between husband and wife has already appeared cracks.

　　Defendant Chen Mou.: "From the beginning to 2015, we were really noisy all the time. Later, when we came to 2016 and 2017, my mind might be a little more on my daughter, because the situation was getting worse and worse at that time."

　　Chen Mou said that her husband’s attitude made her angry, and the mistakes made by the two children became a new trigger to stimulate her. Chen Mou gradually came up with the idea of hiding his son to test her husband.

　　Defendant Chen Mou.I thought about it for so many years that night, and I thought about enduring it again and again for so many years, because I went to see that woman when his father came back last month, and then the more I thought about it, the more angry I became, and I thought, I also thought that I would be angry with him and make him nervous.

　　On the morning of November 30, 2018, Chen Mou sent his son to school, telling him not to go home after school and playing a hide-and-seek game with his parents. And promised to give him a reward when the game was over.

　　Defendant Chen Mou.: "I followed him like this. He didn’t think about it carefully. He didn’t ask my mother how to find it, or how to find it specifically. He never delved into these problems. Then I said that I would reward you with a mobile phone or a computer. My son was very happy to think that he didn’t have to go to cram school on weekends."

　　Chen Mou’s plan went smoothly. It was Friday, and the boy Xiaohao went to the car to hide after school as agreed. It’s a four-wheeled battery car, which Chen Mou usually drives to take the children to and from school.

　　Defendant Chen Mou.: "that battery, but its size is similar to that of QQ, and its size is similar to a car like this." The car used to be parked there, and then I thought it was not very close to where I lived, and then I could say that I could see it at any time. "

　　The police who went to report the case immediately launched an investigation

　　Chen Mou put the prepared water and food in the car and told his son not to get off. After thinking that he had arranged his son properly, Chen Mou came to the nearby police station to report the case. The police on duty heard that the child was lost and immediately helped to inquire about video surveillance.

　　Fang Feipeng, a policeman of the Criminal Investigation Brigade of Yueqing Public Security Bureau, is a squadron of serious crimes.: "When she called the police at that time, she went to the Hongqiao police station to report that the child was lost. Then it seemed that it was a bit urgent to pass her tone of voice."

　　Chen Mou told the police at that time that before the incident, she criticized her son for spending money indiscriminately, and confiscated his mobile phone, which might make him unwilling to go home after school. The police seized the monitoring record and found such a picture: at 17: 28 pm on November 30, the boy Xiaohao got on a bus heading for Hongqiao Town with a black bag on his back after school, got off the bus about 20 minutes later, got on a red tricycle and left the station. The police asked Chen Mou that this route was an ordinary route for Xiao Hao to learn to go home. Unusually, Xiao Hao got off the tricycle and walked alone, then he lost track.

　　Fang Feipeng, a policeman of the Criminal Investigation Brigade of Yueqing Public Security Bureau, is a squadron of serious crimes.: "It is generally impossible for such a big child to be abducted by someone specially. One of our analyses is that we may hide ourselves from another. For example, if a child has an accident, there will be an accident. At that time, these two speculations. "

　　According to the disappearance of Xiaohao under surveillance, the police expanded the scope of search and never found any clues. At that time, everyone did not expect that Xiaohao was hidden in that unremarkable battery car. In the early morning of December 1st, Chen Mou’s husband rushed back to Yueqing from Shanghai.

　　Defendant Chen Mou.: "The first thing he said when he came back was to scold me first, which means that you only took two children at home, which means that you didn’t bring them to work to make money. Just say that you didn’t bring them. Anyway, this sentence is the most talked about. The more he said this, the less I might want to tell him."

　　Dissatisfied with her husband’s attitude and continuing to hide the truth.

　　Chen Mou was not relieved by her husband’s attitude, and Chen Mou decided not to tell him the truth. On the same day, Xiao Hao spent his first night in the car. Chen Mou said that she almost didn’t sleep that night and went to the car for many times to confirm her son’s condition.

　　Defendant Chen Mou.: "If I wasn’t at the police station, I would have stayed there. I didn’t say I would stay for a long time, but the number of times was more, because you can stop by when you go out."

　　On the morning of December 1, Chen Mou drove his son to a park about 3 kilometers away to play in order to let him exercise. Chen Mou said that at that time, his son told her that he had heard someone calling his name.

　　Defendant Chen Mou.: "I said, did you come out? He said I didn’t. Then I said, then don’t get off the bus. He said, Oh. He is such a simple one, and he didn’t say anything, because he is with me and his trust in me is very strong. "

　　To appease his son, Chen Mou parked his car in a remote place near the park and returned to the police station by tricycle. At this time, Chen Mou’s so-called "test" of her husband is still going on.

　　Defendant Chen Mou.: "What I want to say is to be angry with him for a while, and then only for a while. How can he be angry? Look at him like that, but you said he was not in a hurry and a little worried, but he didn’t show it."

　　The police launched a major police handling mechanism.

　　At this time, however, no one knows where Xiaohao is except the mother. In order to find the child early, the police suggested that Chen Mou send his son’s photo and missing information to the public welfare tracing organization in Yueqing. Soon, the news spread in the local area.

　　Yueqing police also launched a major police handling mechanism, set up a task force, visited relevant road sections, and investigated surrounding Internet cafes, hotels, rental houses and other places, and never found anything.

　　Suspected boy fell into the water, private rescue organizations went to support.

　　After all the circumstances were ruled out, the police suspected that the missing boy might fall into the water. Wenzhou, Yueqing, a number of private rescue agencies, water professional rescue teams also went to support.

　　Fang Feipeng, a policeman of the Criminal Investigation Brigade of Yueqing Public Security Bureau, is a squadron of serious crimes.: "There are more than 100 people in the back of their office, and everyone is asked to come back to work overtime every day. The police force dispatched every day is at least about 200 people. Our Wenzhou detachment criminal investigation detachment sent experts to come over, and then some search and rescue dogs from Wenzhou special police also came over. Folk search and rescue dogs also came, and search and rescue teams also came. I know four or five."

　　Chen Qingwei, Captain of Yueqing Blue Sky Rescue Team: "At that time, we all had twenty-five or six members. One of us searched with a hook, and the other used a big fishing net to pull the net for investigation. This area is quite large. Basically, it has been pulled under the river, and it has not been found. "

　　Print 1500 copies of searching for you’s large-scale postings.

　　Chen Mou still hasn’t revealed the truth to anyone. On Sunday, December 2nd, the morning after the boy’s "disappearance", Chen Mou contacted a printing factory and printed 1,500 copies of searching for you, which was widely posted in Hongqiao Town. In Xiaohao’s school, teachers and classmates’ parents also helped Chen Mou to come up with ideas in the class group and organized themselves to look for them.

　　Defendant Chen Mou.: "I just started thinking that it was Saturday and Sunday, and I just didn’t have class. The initial idea was like this, but it became more and more serious later. There are many strangers calling to help you with your ideas and asking if this is true or not. I also said that it is true. "

　　Things got out of control and even encountered fraudulent phone calls.

　　　Chen Mou found that things were getting out of control. She keeps receiving phone calls and text messages from strangers, but also has to deal with relatives and friends who are anxious to find someone and rescue teams who provide enthusiastic help. Her 6-year-old daughter suddenly has a high fever at home, and she also has to take time to check her son’s condition.

　　That night, Chen Mou received a threatening phone call, claiming that Xiao Hao was in his hand, in order to demand money. Although it turned out to be a false alarm, this fraudulent phone call finally made Chen Mou realize that his son’s situation was not safe. On December 3, she drove her son away for the second time and hid him in her hometown house.

　　Defendant Chen Mou.: "Because Xiaohao’s grandparents live there, I said that you were here, and I hoped that his grandparents would find out, but I told my son that if my grandparents found you, you would say that you hid it yourself, not that your mother hid you."

　　The news that the hiding place was lost spread nationwide.

　　Xiao Hao, a boy, has spent three nights and two days in the car. On December 3, Chen Mou hid his son in a house in his hometown, hoping that the old man living next door would hear something. However, contrary to expectations, not only did no one find his son’s movements, but with more media reprinting reports, the news that "Yueqing boy lost contact" spread all over the country.

　　Defendant Chen Mou."You don’t know who to talk to, or who to talk to, so who can forgive you for your stupid behavior, which made you afraid to talk later."

　　Reward 500,000 yuan for her husband to release searching for you.

　　Concealed by Chen Mou, on December 4th, Chen Mou’s husband posted a reward of 200,000 yuan for searching for you in his circle of friends. In order to attract more people’s attention, a few hours later, he raised the reward to 500,000 yuan.

　　Use a new mobile phone on the day when suspicious details are found.

　　In addition to looking for people, the police are also repeatedly investigating the situation before Xiaohao disappeared. On Monday, December 4, the police investigated in Xiaohao’s school and found that Xiaohao had a new mobile phone with him on the day of his loss. However, Chen Mou said earlier that her son’s mobile phone had been confiscated by her, so where did this new mobile phone come from? Further investigation revealed that on November 29th, the day before the crime, Chen Mou registered to buy a new mobile phone card. Chen Mou’s action aroused the suspicion of the police.

　　Fang Feipeng, a policeman of the Criminal Investigation Brigade of Yueqing Public Security Bureau, is a squadron of serious crimes.We just talked to her. We told her something we had and gave her the number, so she knew she couldn’t escape.

　　In front of the evidence, Chen Mou finally told the truth. At 10 o’clock on the evening of December 4, the police found Xiaohao, a boy who had been missing for many days, in his hometown in Chen Mou.

　　Fang Feipeng, a policeman of the Criminal Investigation Brigade of Yueqing Public Security Bureau, is a squadron of serious crimes.: "Everything in the room was bought by his mother and Chen Mou. He didn’t go to school and rested all day, and his mental state was OK."

　　Deliberately creating false alarms has aroused public concern.

　　At two o’clock in the morning on December 5th, Yueqing police issued a notice saying that "the missing boy in Yueqing has been found, and the police have confirmed his personal safety and basic health … … This incident of losing contact is a false alarm deliberately created by a family member of the boy. " Once the news was released, it immediately aroused great public concern. "Everyone is very happy that the child is safe, but they wasted countless police forces and resources, joked with their lives, and failed everyone in society who was worried about him."

　　On December 14th, 2018, Chen Mou, the mother of "Lost Boy", was arrested. On February 25th, 2019, Yueqing People’s Procuratorate prosecuted Chen Mou for fabricating and intentionally spreading false information.

　　A large number of proofs were given by the public prosecution agency around the alleged crimes.

　　On April 29, 2019, the case was heard in the Yueqing People’s Court in public, and the public prosecution agency presented a lot of evidence in court around Chen Mou’s alleged charges.

　　The public prosecution agency proved that in order to search for and rescue the missing boy, Yueqing public security organs dispatched more than 600 police officers, and Hongqiao Town Government and other departments and a number of non-profit organizations participated in the search. From December 1st to December 5th, 2018, "Wenzhou 11-year-old boy lost contact" was read 210 million times on Sina Weibo, ranking first in hot search.

　　In court, the defendant Chen Mou acknowledged the criminal facts accused by the public prosecution agency. At the same time, the defender pointed out that Chen Mou’s false alarm was not to vent his dissatisfaction with the society or the public, but the emotional collapse caused by Chen Mou’s betrayal of all his energy to his family for a long time. I hope the court will consider Chen Mou’s family situation and give Chen Mou a suspended sentence.

　　Defender He Yubei: "What is Chen Mou living? There is no stopping life. Every morning from Monday to Saturday morning, I send my son to school, then send my sister-in-law’s daughter to school, and then come back to take care of my daughter with autism. This daughter is six years old and has no independent ability to express her language. Her behavior is manifested in mania and self-harm. Chen Mou needs to invest 24 hours. "

　　In this regard, the public prosecution agency believes that the defendant Chen Mou’s difficult life background and frustrated emotional experience cannot be the reason for her to escape legal sanctions.

　　public prosecutor: "At the same time, we should also see that since the occurrence of this case, it may lead to a kind of value orientation for the whole society. And we are just such a case. Through this case, we convey a concept to the society, that is, it doesn’t matter if you help others. But if someone dares to use his kindness to achieve his personal goals, we will severely punish him with the law. "

　　Damage to social integrity does not apply probation.

　　The collegiate bench held that in order to test her husband’s feelings, Chen Mou made up a false alarm about her son’s disappearance and carried it out. In the process, he actively sought help from all walks of life in order to forge an illusion, knowing that the situation was getting worse, but he still let it go. Chen Mou’s behavior was premeditated rather than improvising. However, her crime is serious and does not meet the conditions for probation.

　　Judge Chen XiaojiaoWe think that Chen Mou neglected the mental health of an underage child because of his own selfish interests, and at the same time consumed everyone’s kindness, which destroyed the integrity of this society and everyone’s goodwill. The impact is also relatively bad. Therefore, we believe that this criminal plot is still more serious. "

　　On the morning of April 29th, the court ruled that the defendant Chen Mou was guilty of fabricating and intentionally spreading false information and sentenced to one year and three months’ imprisonment.

　　Judge Gu Ruohuai"No matter what the individual’s situation or circumstances are, any behavior that breaks through the behavior boundary and bottom line and loses social interests will be punished. It is also based on this that the defendant takes responsibility for his behavior at the expense of freedom in court today. Through the referee, the behavior boundary is clarified and the social value orientation is led, so that the society can respect and respect the law, maintain the behavior boundary and bottom line, and finally effectively safeguard the overall interests of society. I hope that today’s trial will alert those who commit risks by themselves."

　　The son transferred to his daughter for rehabilitation treatment.

　　At present, Chen Mou’s son has transferred to another school, while her daughter is undergoing rehabilitation treatment in Shanghai, and is looked after by her father and grandmother. Yueqing Women’s Federation said that they will continue to pay attention to the situation of Chen Mou’s family and provide help to underage children and Chen Mou after serving his sentence if necessary.

　　Li Xiqin, part-time vice chairman of Yueqing Women’s Federation: "More importantly, there are two children in her family. How can we care? After all, her eldest son is a victim in this incident, so I think the child is under great psychological pressure. Then as our social organization, we should be involved in psychological counseling for children in the future. "

　　This case that affects the public’s nerves has finally settled. Chen Mou’s behavior of using his son to test her husband’s feelings seems unreasonable to many people, but in real life, there are still many families who are troubled by such problems, but Chen Mou has chosen an extreme way to deal with them, and the reasons are worth analyzing.

　　Bin Yuan, a professor at Beijing Normal University Law School.: "In combination with some of her personal circumstances and conditions, including her own family conditions and her own economic conditions, when she is generally in this state, she may have some narrow understandings."

　　Experts believe that in addition to the lack of understanding of the illegality and consequences of the behavior, Chen Mou’s long-term negative emotions in marriage and family have influenced Chen Mou’s choices to some extent.

　　Bin Yuan, a professor at Beijing Normal University Law School.: "In terms of the choice of crime, emotion is a very important force. For example, if there is some pessimism or sadness, it may be diffuse, which will penetrate into our behavior, including the choice of criminal behavior. She may tend to choose those illegal behaviors, or some negative evaluation behaviors. "

　　In this case, Chen Mou chose the solution of false alarm, which violated the provisions in Article 291 of the Criminal Law of People’s Republic of China (PRC):

　　Whoever fabricates false dangers, epidemic situations, disasters and police situations and spreads them on information networks or other media, or knowingly and deliberately spreads them on information networks or other media, thus seriously disrupting social order, shall be sentenced to fixed-term imprisonment of not more than three years, criminal detention or public surveillance; If serious consequences are caused, they shall be sentenced to fixed-term imprisonment of not less than three years but not more than seven years.

　　Different from ordinary online rumors, dangerous situations, epidemic situations, disasters and police situations all involve social public interests. In this incident, Chen Mou’s behavior has been negatively evaluated, which is more due to her waste of police resources and public resources, and her deception and fooling of public love.

　　Bin Yuan, a professor at Beijing Normal University Law School.: "Because for social public resources, in fact, many people think that it seems to have nothing to do with themselves, and it seems that I will use this thing without others./Many people want to gain the attention of the society by reporting false alarms or spreading some other information, and use it to form a kind of media or public opinion. Pressure to achieve a certain appeal. But in fact, it will inevitably waste social public resources. "

　　In this case, the impact of Chen Mou’s behavior on social integrity cannot be measured in the short term. Experts believe that the court’s decision can bring a certain calming effect to the public and protect the public’s love from a legal perspective.

　　Bin Yuan, a professor at Beijing Normal University Law School.: "But now everyone is more concerned about the abuse of love. We may think it is a moral problem more, but in fact, with the improvement of our laws, many of them have actually entered the protection of our laws. We also hope that through the application and future improvement of our laws, including the criminal law, we can make some efforts and contributions to the construction and maintenance of this social order. "

　　At noon yesterday, after the exam, people who took the national civil service exam walked out of the examination room of Beijing Union University. Our reporter Zhang Tao photo

　　(Reporter Jiang Yanxin) At 9: 00 am yesterday, the national civil service examination was officially opened in 2009. The number of people taking the national civil service examination this year is about 775,000, more than 130,000 last year, and the number of candidates is the highest in the past years. Although the central authorities and their directly affiliated institutions plan to enroll 13,500 civil servants in 2009, which is slightly higher than that in 2008, the admission rate is still only 1.75%.

　　Candidates with low admission rate laugh at themselves as "cannon fodder"

　　Yesterday’s exam was arranged for administrative professional ability test (9: 00 am to 11: 00 am) and application (2: 00 pm to 4: 30 pm). Located in Muxidi, Xicheng District, the test center of Beijing No.8 Middle School Branch, the red banner indicates that the civil service exam will be held here. Although the entrance was prompted at 8: 40 on the blackboard at the school gate, from 8: 00 onwards, candidates came one after another and lined up naturally in order.

　　It is understood that in this year’s civil service examination, there are 95,000 candidates in Beijing, an increase of 15,000 over last year. Beijing has set up 132 test sites and 3,186 examination rooms in the city this year. This year, the proportion of the national civil service examination is 57: 1, which is more competitive than last year’s 46: 1. Many candidates who take the examination jokingly call themselves "cannon fodder".

　　Paying attention to the world food crisis by applying for the exam

　　In yesterday afternoon’s application examination, the theme of the examination questions was the food crisis. The reading materials provided by the examination paper amount to more than 9400 words. The question and answer includes seven aspects, which require candidates to summarize the causes of the world food crisis and the grain production situation in China from complicated materials. At the same time, candidates are also required to draft the Opinions on the Development of Grain Production as a functional department of the provincial government.

　　Zhong Jun, director of the Application Teaching and Research Section of Huatu Civil Servant Examination Research Center, said that this test closely follows social hotspots and focuses on the analysis ability of candidates and the ability to judge the effectiveness of some countermeasures in combination with the international and domestic situation.

　　Regarding why this topic was chosen, Zhong Jun said that food security is now a threat facing the whole world; At present, the financial crisis, oil shortage and other issues that everyone is generally concerned about are not particularly obvious around September when the exam questions are given.

　　The written test results will be announced in January next year.

　　It is understood that after the written examination of public subjects, the relevant departments will organize personnel to mark the papers, and it is expected that the written examination results will be announced in early January 2009. In order to avoid the problem of network congestion last year, this year’s candidates can also query by SMS. In addition, the interview and professional examination of the national civil service examination will be held before March 15, 2009, and the whole recruitment work will be completed before June next year.

　　-Related news

　　The exam is a serious violation of discipline for 5 years and cannot be re-tested.

　　(Reporter Jiang Yanxin) According to the relevant person of the National Civil Service Bureau, in order to purify the examination room environment and ensure fairness and justice, any candidate who is found by the relevant departments to be seriously violating discipline and discipline in the examination will be scored as zero, and will not be allowed to apply for civil servants again within five years. Many high-tech means have been used this year to investigate and deal with violations in the examination room. According to the relevant person in charge of the Beijing Municipal Personnel Bureau, radio signal shielding devices and radio signal monitoring vehicles have been set up in key test sites in Beijing. These devices can quickly find and accurately locate radio signals suspected of cheating, and at the same time investigate and block unknown signals and suspected cheating radio signals in time. In addition, the public security department will also strengthen the security patrol around the examination room to ensure the safety and fairness of the civil service recruitment examination.

　　-Key words of national examination

　　The examination questions are closely related to social hotspots and life.

　　Li Weiming, director of the quantitative relationship and data analysis teaching and research section of Huatu Civil Service Examination Research Center, said that the overall difficulty of this year’s administrative professional ability test is equivalent to last year, but the order of questions has changed. It is understood that this exam is closely related to social hotspots. The impact of the 2008 Beijing Olympic Games, the launch of the Shenzhou VII rocket, the subprime mortgage crisis and the significance of CPI are all reflected in this exam. At the same time, in the topic setting, many topics are more innovative, reflecting the timeliness and flexibility, and are closely related to life. For example, "Sima Qian and the rule of Wenjing, who was earlier"; For example, "what is the secondary meaning of the subprime mortgage crisis"; For example, "What school of thought of China was used in the’ harmony’ of the Olympic Games"; For example, "When did China’s 30-year economic system reform begin?" and so on.

　　Most candidates have not finished answering the questions.

　　There are 140 questions in the test, and some candidates report that some of the questions are too long and have too much reading. At 11 o’clock in the morning, the candidate Xiao Xia was a little depressed when he walked out of the test center of the Eighth Middle School: "The difficulty of the test questions is average, but the number of questions is too large. I only answered more than 90 questions. Other math problems can’t be solved by themselves, but they can only be blinded. It is estimated that they will be tested. " Xiao Xia said that he spent a lot of time reading books for this purpose, but unfortunately the effect was not good.

　　不少学生反映，两小时内要做完140道选择题，还要涂机读卡，实在没办法完成。据搜狐教育的调查显示，截至昨天中午12：00，超过5成网友认为试题难度中等，54.89%网友表示没有做完行政能力测验试题。

　　李委明主任表示，虽然今年依然有多数考生未答完全部题目，但和往年相比，答完的人相对较多。

　　专家　重考察考生分析能力

　　万学金路公务员研究中心专家表示，在行测考试中，今年的常识题从去年的完全考察法律常识，过渡到以国策考察为主的模式，让许多法律专业的考生显得有些“措手不及”。其中，只有6道法律常识题，而社会、经济、历史、时事题目则较大幅度增加。考试内容全面体现了考察考生知识面的广泛性，突出了对多种思维方式的考察和运用，特别是考生的分析能力成为考察重点。

　　同时，今年的题型保持稳定，但是给出的题干内容比往年有明显增加。总体阅读量继续增长。

　　本报记者 蒋彦鑫

责编：赵旋璇

　　Perspective on the amendment of insurance law: broadening the channels for the use of insurance funds

　　Xinhuanet Beijing, August 25th (Reporter Mao Xiaomei, Wu Jingjing) China’s current insurance law stipulates that the use of insurance funds is relatively narrow. However, in recent years, with the increasing scale of the insurance market, the rapid accumulation of insurance funds has become a bottleneck for the development of the insurance industry because of the narrow channels of application and the difficulty of maintaining and increasing value.

　　Wu Dingfu, chairman of the China Insurance Regulatory Commission, explained the revised draft of the Insurance Law at the fourth meeting of the 11th the National People’s Congress Standing Committee (NPCSC) on 25th, saying that the revised draft appropriately broadened the channels for the use of insurance funds, considering that the use of insurance funds should not only meet the needs of industry and economic development, but also take into account the principles of safety and stability. For example, the "buying and selling government bonds and financial bonds" stipulated in the current insurance law is revised to "buying and selling bonds, stocks, securities investment funds and other securities"; It is added that insurance funds can be invested in real estate.

　　In order to prevent risks in the use of insurance funds, the revised draft also authorizes the State Council insurance regulatory agencies to formulate management measures for the use of insurance funds in the form of authorization clauses, including stipulating the specific proportion of funds invested by insurance companies in a specific project to their total funds.

　　In fact, the investment of insurance funds in stocks and funds has already been broken through in practice. In recent years, according to the decision of the State Council and the actual needs of the development of the insurance industry, the China Insurance Regulatory Commission (CIRC) combined with the provisions of the current insurance law "other forms of capital utilization stipulated by the State Council", A series of regulations and normative documents, such as Interim Measures for the Administration of Insurance Companies Investing in Securities Investment Funds, Interim Measures for the Administration of Insurance Companies Investing in Corporate Bonds, Interim Provisions for the Administration of Insurance Asset Management Companies, Interim Measures for the Administration of Overseas Use of Insurance Foreign Exchange Funds, and Interim Measures for the Administration of Stock Investment of Insurance Institutional Investors, have been issued successively. While broadening the channels for the utilization of insurance funds and trying to innovate the organizational form of fund utilization, they have achieved a good balance between safety and efficiency and effectively prevented the risk of fund utilization. At present, insurance companies have become one of the most important institutional investors in the domestic capital market.

　　"The revised draft of the Insurance Law is the new investment channel approved by the State Council in recent years." Yang Huabai, director of the regulatory department of the China Insurance Regulatory Commission, told reporters.

　　As for the insurance law’s plan to "open the gate" for the first time to invest in real estate with insurance funds, the relevant person of the China Insurance Regulatory Commission said that the scale of real estate investment is large and the term is long, which is more in line with the characteristics of insurance funds pursuing long-term, valuable and steady investment. Opening this channel can give play to the capital financing function of insurance, support the national economic construction, optimize the insurance asset structure and cultivate a new profit model for the insurance industry. In practice, some insurance companies have tried to invest in developing commercial real estate.

　　Yang Huabai said that for the regulatory authorities, the implementation of any new investment policy must be based on effective prevention and control of risks. "Once the law allows investment in real estate, the CIRC will first limit the proportion of this investment in the company’s total funds in the future and formulate a specific method for real estate investment." Because the insurance industry’s investment in real estate is still unfamiliar and lacks professional experience, it is necessary to adhere to the system first and advance steadily.

　　According to the announcement, there are more than 100 Chinese and foreign insurance companies in China, and the total assets of the insurance industry are about 3 trillion yuan. In 2007, the balance of insurance funds in China reached 2.7 trillion yuan, which was 10.5 times that of 2000.

　　It is understood that in recent years, emerging insurance organizations such as cooperative insurance institutions and mutual insurance institutions have appeared in the insurance market. This revised draft adds provisions that insurance organizations in the form of mutual system and cooperative system shall be stipulated separately by laws and administrative regulations, and the provisions of this law shall apply to their insurance business activities. Thereby giving legal status to insurance organizations such as mutual system and cooperative system.

　　It is also known that the quality of insurance companies directly relates to the interests of the vast number of policyholders, insured and beneficiaries. In order to improve the quality of insurance companies, in this revision, the insurance law intends to make stricter provisions on the conditions for the establishment of insurance companies, and will clearly state the qualifications of company executives.

　　The revision of insurance law intends to improve the management of insurance intermediaries.

　　Xinhuanet Beijing, August 25th (Reporter Wu Jingjing, Mao Xiaomei) With the development of the insurance market, some new types of insurance intermediary service institutions have emerged in China, such as insurance assessment institutions, which need to be regulated by law. The revised draft of the Insurance Law, which was deliberated at the fourth session of the 11th the National People’s Congress Standing Committee (NPCSC) on 25th, further improved the management of insurance intermediaries.

　　When explaining the revised draft, Wu Dingfu, chairman of the China Insurance Regulatory Commission, said that the provisions of the current insurance law on insurance intermediaries are relatively simple, and there are some gaps in both the subject and the code of conduct.

　　According to reports, the revised draft clarifies that part-time insurance agency is an important form of insurance agency to solve the problem of unclear legal status of part-time insurance agency; It is clear that insurance assessment institutions are insurance intermediaries, and the registered capital, employees and business rules of their business scope are stipulated; Considering the characteristics of individual insurance agents, the revised draft deletes the provisions in the current insurance law that individual insurance agents should obtain insurance agency business licenses, handle industrial and commercial registration, obtain business licenses, deposit deposits or take out professional liability insurance, and only stipulates that individual insurance agents should meet the qualifications stipulated by the State Council insurance regulatory authorities and obtain qualification certificates; The legitimate business activities of individual insurance agents shall not be investigated and dealt with without a license.

　　China revises insurance law to crack down on insurance violations

　　Xinhuanet Beijing, August 25th (Reporter Wu Jingjing, Mao Xiaomei) China’s current insurance law is not perfect in terms of penalties for insurance violations, and there is a lack of penalties for some illegal acts, which makes illegal acts unable to get due sanctions. The revised draft of the Insurance Law, which was reviewed at the fourth session of the 11th the National People’s Congress Standing Committee (NPCSC) on 25th, further clarified the legal responsibilities and cracked down on insurance violations.

　　Wu Dingfu, chairman of the China Insurance Regulatory Commission, said that with the continuous development of the insurance market, on the one hand, it is necessary to provide corresponding penalties for some new insurance violations, and on the other hand, it is necessary to improve the penalties in the existing insurance law.

　　The revised draft of the insurance law has increased the punishment for new illegal acts. New illegal acts mainly include illegal appointment of directors, supervisors and senior managers; Insurance companies and their staff make false claims by means of fictitious contracts to defraud insurance money or other illegitimate interests; Lease, lend, alter or transfer the business license; Insurance companies and their staff engage in related party transactions in violation of regulations, fail to disclose information in accordance with regulations, fabricate and spread false facts, etc., which damage the business reputation of competitors and disrupt the order of the insurance market; Insurance companies and their staff misappropriate and occupy insurance premiums and use insurance intermediaries to engage in illegal acts; Insurance intermediaries conceal important information related to insurance contracts, force, induce or restrict the insured to conclude insurance contracts by improper means, and fail to pay insurance money or take out professional liability insurance in accordance with regulations; Foreign insurance institutions set up representative offices in China without approval to engage in insurance business.

　　The revised draft also increases the accountability of those responsible for illegal acts, and stipulates that insurance companies, insurance asset management companies and insurance intermediaries engage in illegal activities. In addition to punishing illegal institutions, insurance regulators can also take measures such as canceling their qualifications and implementing market bans for their directly responsible directors, supervisors and senior managers. Insurance salesmen, personal agents and employees of insurance intermediaries who violate the law can be warned, fined, their qualification certificates revoked and banned from the market.

　　In view of the actual situation of various economic sectors investing in the insurance industry, in order to prevent investors from using insurance companies as financing tools, the revised draft draws lessons from the legislation of other countries and regions, and stipulates that if an insurance company’s assets are insufficient to pay off its debts due to its illegal operation, its directors, supervisors, general manager and deputy general manager responsible for deciding the business shall be jointly and severally liable to the company’s creditors.

　　On the basis of the current insurance law, the revised draft increases the restrictions on the administrative behavior of insurance supervisors, and stipulates the corresponding legal responsibilities for the illegal acts of supervisors in approving institutions, approving insurance clauses and rates, conducting on-site inspections and taking compulsory measures.

　　China revises insurance law and strengthens self-discipline management of insurance industry.

　　Xinhua News Agency, Beijing, August 25th (Reporter Wu Jingjing, Mao Xiaomei) A chapter "Insurance Industry Association" was added to the revised draft of the Insurance Law, which was deliberated at the fourth session of the 11th the National People’s Congress Standing Committee (NPCSC) on August 25th, and the legal status and main responsibilities of insurance industry associations were stipulated.

　　"In order to promote the transformation of government management functions, improve insurance supervision methods and make effective use of supervision resources, we should give full play to the role of insurance industry associations as a self-regulatory organization." Wu Dingfu, chairman of China Insurance Regulatory Commission, said. The revised draft stipulates that the insurance industry association is a self-regulatory organization of the insurance industry and a social group legal person. An insurance company shall join an insurance industry association. Insurance agents, insurance brokers and insurance assessment institutions may join insurance industry associations.

　　The revised draft also stipulates the responsibilities that insurance industry associations should perform, including safeguarding the legitimate rights and interests of members in accordance with the law and reflecting the suggestions and requirements of members to insurance supervision and management institutions; To mediate disputes between members, members and policyholders, insured and beneficiaries; Members who violate the articles of association of the insurance industry association and the self-discipline rules of the industry shall be given disciplinary sanctions in accordance with the regulations. (End)

　　The amendment of insurance law intends to improve the market exit mechanism of insurance companies

　　Xinhuanet Beijing, August 25th (Reporter Wu Jingjing, Mao Xiaomei) The revised draft of the Insurance Law, which was deliberated at the fourth session of the 11th the National People’s Congress Standing Committee (NPCSC) on the 25th, further improved the market withdrawal mechanism of insurance companies.

　　The current insurance law has made some provisions on the cancellation and bankruptcy of insurance companies. In order to maintain the order of the insurance market and public interests, the revised draft, on the basis of the existing provisions, adds provisions that insurance companies have illegal operations, poor management or solvency lower than the standards set by the State Council insurance regulatory agencies. If the insurance company is not revoked, it will seriously endanger the order of the insurance market and damage the public interests. The insurance regulatory agency of the State Council will revoke it and organize a liquidation team in time to conduct liquidation according to law.

　　According to the relevant provisions of the Enterprise Bankruptcy Law, the revised draft also provides for special matters concerning the bankruptcy of insurance companies, mainly including: stipulating that the State Council insurance regulatory agencies can apply to the people’s court for reorganization or bankruptcy liquidation of insurance companies; The order of debt settlement in bankruptcy liquidation of insurance companies is further clarified.

Editor: Meng Xu

　　作者：高惺惟（中央党校〔国家行政学院〕习近平新时代中国特色社会主义思想研究中心研究员）

　　日前召开的中央金融工作会议指出，“金融是国民经济的血脉，是国家核心竞争力的重要组成部分，要加快建设金融强国”。我国金融正处在由“大”到“强”的关键时期，机遇与挑战并存。建设金融强国，必须坚持和加强党的全面领导，坚定不移走中国特色金融发展之路，推动我国金融高质量发展。

　　1.金融是国民经济的血脉和国家核心竞争力的重要组成部分

　　习近平总书记指出：“金融活，经济活；金融稳，经济稳。经济兴，金融兴；经济强，金融强。经济是肌体，金融是血脉，两者共生共荣。”党的二十大报告指出，“高质量发展是全面建设社会主义现代化国家的首要任务。发展是党执政兴国的第一要务”。金融是现代经济的核心，能够通过发挥配置资源的功能助推一国生产力发展、经济腾飞、科技创新和产业升级，是国家重要的核心竞争力。加快建设金融强国，是我国经济社会发展的需要，也是我国经济长远发展的战略抉择，更是在金融全球化进程中维护国家金融安全的需要，事关国家繁荣富强、社会和谐稳定、人民幸福安康。全面建成社会主义现代化强国需要建设一个金融强国。

　　Finance is the blood that nourishes the body of the economy, and it is a symbiotic relationship with the real economy. The development of finance depends on the real economy, and the development of the real economy needs the empowerment of financial services. Specifically, financial institutions can provide necessary financial support for the real economy, thus promoting the development of the real economy. Finance can enlarge the production capacity and market space of start-ups and prolong the energy storage time of new technologies. By building a modern financial institution and market system, diversified financial services can guide more resources into new fields and new tracks, which is conducive to the accumulation of new kinetic energy in the real economy. All work in the financial sector actively serves the implementation of major national strategies, and can continuously inject "flowing water" into the implementation of relevant strategies by optimizing the allocation of financial resources in rural revitalization, scientific and technological innovation, small and micro enterprises, green development and other fields, adding new vitality to the high-quality development of the economy and society. Finance is an important tool to stabilize macroeconomic operation. By strengthening policy implementation and work promotion and maintaining reasonable and abundant liquidity, the cost of social financing can be effectively reduced, thus stabilizing the market expectation of the real economy and providing a good financial environment for economic and social development.

　　Finance is an important core competitiveness of a country, financial system is an important basic system in economic and social development, and financial security is an important content of national security. Since its birth, the Communist Party of China (CPC) has recognized the importance of finance, attached great importance to financial work, and ensured the financial cause to move in the right direction. From supporting the revolutionary war, to establishing a new regime, and then to serving the socialist modernization, the financial industry has achieved leap-forward development again and again. Since the 18th National Congress of the Communist Party of China, under the centralized and unified leadership of the CPC Central Committee, China’s high-quality financial development has made new major achievements, the financial system has been continuously improved, and financial supervision has been improved, which has effectively supported the overall economic and social development in the new era and made important contributions to building a well-off society in an all-round way as scheduled and achieving the goal of the first century. In the new era and new journey, Chinese modernization will comprehensively promote the construction of a strong country and the great cause of national rejuvenation. We must speed up the construction of a financial power, comprehensively strengthen financial supervision, improve the financial system, optimize financial services, guard against and resolve risks, unswervingly follow the road of financial development with China characteristics, and promote the high-quality development of China’s finance.

　　2. The inherent requirements of a socialist modern financial power

　　The first is people’s nature. "People’s interests first" is the value pursuit of China’s financial work. If finance does not serve the interests of the country and the people, there will be chaos in the financial field. Financial work must adhere to the people-centered value orientation, the fundamental purpose of financial services to the real economy, the eternal theme of financial work, the deepening of structural reform on the financial supply side, the overall planning of financial opening and security, and the general tone of striving for progress while maintaining stability. This requires the financial work to practice the Party’s purpose, the financial system to improve its political position, adhere to political principles, firm its political direction and maintain its political strength, and always bear in mind that the Party’s purpose is to serve the people wholeheartedly, and the people’s position is the fundamental position of the Party and the fundamental position of the financial work led by the Party.

　　The second is marketization. The central financial work conference pointed out that "we should persist in promoting financial innovation and development on the track of marketization and rule of law". Market economy is essentially an economy in which the market determines the allocation of resources. Practice has proved that the allocation of resources by the market is the most efficient way of resource allocation. To improve the level of market-oriented allocation of financial resources, on the one hand, we must vigorously develop the capital market, optimize the financing structure, and give full play to the hub function of the capital market. The development degree of capital market represents the development degree of financial marketization in a certain sense, and it is the most dynamic platform in the financial system. Developing capital market plays a key role in building a modern economic system. On the other hand, we should steadily promote the reform of interest rate marketization, so that interest rates can give full play to the role of guiding resource allocation. Steadily promoting interest rate marketization is one of the core contents of improving macro-control and deepening financial reform in China, and the interest rate marketization reform can play a vital role in the efficient allocation of funds.

　　The third is internationalization. Adhere to both "bringing in" and "going out", steadily expand the institutional opening of the financial sector, enhance the facilitation of cross-border investment and financing, attract more foreign-funded financial institutions and long-term capital to develop their businesses in China, and serve the construction of the "Belt and Road". To this end, it is necessary to further optimize the business environment, continue to significantly reduce the restrictions on foreign investment access, create a new platform for international cooperation, provide global investors with a stable investment place under the rule of law, and strive to become the first choice for foreign enterprises to invest. Adhere to the overall planning of financial opening and security, and strive to promote high-level financial opening. High-level financial openness requires steady and prudent internationalization of RMB, which will help enterprises to guard against the risk of liquidity shortage, realize the stability of global foreign exchange reserves, and make RMB an "anchor currency", which is the need of rebalancing global economic development.

　　The fourth is technology. The financial industry is an information-intensive industry, and information is very important to the financial industry. According to the theory of financial intermediary, financial intermediary has the function of information production, which can provide information to the market and alleviate the information asymmetry between the two parties. Due to the advantages of network in information production and transmission, financial technology not only speeds up information transmission, but also improves the ability of information collection and reduces the cost of information processing, thus improving the information production ability of financial intermediaries. At present, the network has become a platform for human beings to create and share information, and the traditional information dissemination mode is undergoing essential changes under the promotion of network information technology. Financial technology promotes the integration of electronic information technology and traditional finance, innovates the financial format, increases the convenience of financial services, and improves the quality of financial services to the real economy in many fields.

　　The fifth is inclusiveness. The purpose of inclusive finance is to enable everyone to get financial services at the right price in a timely and dignified manner when they need them. Inclusive finance is consistent with the development concept of "sharing". The economic value of inclusive finance lies in helping to adjust the imbalance between supply and demand of finance, especially the imbalance between supply and demand of financial structure, so that finance can better serve the real economy. The social value of inclusive finance lies in helping low-income people and small and micro enterprises to obtain financial services, so that everyone can have the right to enjoy financial services fairly. In essence, inclusive finance helps low-income groups and small and micro enterprises get the right to get rich through fair development, which can promote inclusive economic growth and harmonious social development.

　　The sixth is security. The Central Financial Work Conference called for "strengthening financial supervision in an all-round way and effectively preventing and resolving financial risks". Preventing financial risks and maintaining financial security are the eternal themes of financial work. Financial markets and financial institutions must be supervised according to law in order to better guard against financial risks and safeguard the interests of investors. Financial institutions are different from ordinary enterprises, and once something goes wrong, it may lead to systemic risks. The financial industry has strong publicity, externality and sociality, and financial risks are highly contagious and hidden, which requires that financial supervision must be strict, "measuring to the end with a ruler".

　　3. Promote the construction of a strong financial country with structural reform on the financial supply side.

　　Over the past 40 years, China’s financial system has been continuously improved in the reform. To build a strong financial country, we must continue to rely on reform, especially deepen the structural reform of the financial supply side, improve the financial market, financial institutions and financial product systems by optimizing the financial structure, clarify the market-oriented objectives and strengthen the responsibility of supervision, and keep the bottom line that systematic financial risks do not occur.

　　Give full play to the function of the capital market hub. For a long time, China mainly relied on the indirect financing system dominated by banks, which led to a high leverage ratio of enterprises and increased financial risks to some extent. Therefore, it is necessary to further improve the financial market structure, enlarge and strengthen the capital market, build a standardized, transparent, open, dynamic and resilient capital market, and increase the proportion of direct financing. At the critical stage of China’s economy from high-speed growth to high-quality development, the capital market will play a central role in adjusting the industrial structure and building an innovative economic system. Since the reform and opening up, China’s capital market construction has made great progress, but it still faces the problems of low efficiency and imperfect mechanism. To further improve the capital market in the new period, on the one hand, let the capital market play a decisive role in resource allocation. We will promote the deepening of the stock issuance registration system, develop diversified equity financing, vigorously improve the quality of listed companies, and cultivate first-class investment banks and institutions. On the other hand, better play the role of the government. The regulatory authorities maintain the fairness and transparency of the market, resolutely crack down on illegal activities such as market manipulation, insider trading and false information disclosure, and pay more attention to protecting the interests of investors.

　　Steadily and prudently promote the internationalization of RMB. As long as China’s economy can maintain a high-quality growth momentum, RMB internationalization will be realized stably. In this process, it is necessary to cultivate high-quality development and high-level open microeconomic entities, with the focus on improving the competitiveness of enterprises and products. In addition, we will unswervingly deepen reform and opening up in the financial sector. In the future, the interest rate and exchange rate of RMB should be determined by the market, and the opening of capital account and financial market should be promoted step by step under the principle of efficiency, stability and effectiveness, so that offshore RMB can have a better investment place. Improve the infrastructure construction of RMB internationalization, and strive to realize the services of RMB cross-border payment system (CIPS) wherever there is RMB.

　　Build a modern central banking system and always maintain the stability of monetary policy. The independence of the central bank is an important part of the modern central banking system. We should strive to create a good monetary and financial environment, always maintain the stability of monetary policy, pay more attention to cross-cycle and countercyclical adjustment, and enrich the monetary policy toolbox. At present, the main goal of unblocking the transmission mechanism of monetary policy is to establish the transmission mechanism of price-based monetary policy by deepening the interest rate marketization reform, taking the loan market quotation rate (LPR) indirectly regulated by the central bank as the operational goal of monetary policy, taking the deposit and loan interest rate of financial institutions determined by market supply and demand as the intermediate goal of monetary policy, and keeping the currency stable and promoting economic growth as the ultimate goal of monetary policy.

　　Adhere to the implementation of inclusive finance. An important part of promoting the structural reform of the financial supply side is to build a multi-level, wide-coverage and differentiated banking system. In this system, commercial banks, policy banks, city commercial banks, rural financial institutions, private banks and village banks have their own positions, perform their duties and complement each other. State-owned commercial banks should define their position, take the establishment of modern enterprise system as the guide, and keep a close eye on the core goal of "becoming stronger, better and bigger". Policy banks should clearly define their functions, clarify their business boundaries, and take national interests and national strategic needs as their business values. Their main role is to make up for market failures in some areas and do things that commercial banks are unwilling to do, cannot do and cannot do well. Rural commercial banks can better serve small and medium-sized enterprises by relying on the long-term accumulated local credit and its flexible interest rate policy. They should identify their own differentiated positioning, establish business priorities, pay attention to meeting the differentiated, personalized and customized business needs of "agriculture, rural areas and farmers" and small and medium-sized enterprises, and "do small things" to reduce the loan concentration and the loan scale per household.

　　Comprehensively strengthen financial supervision and effectively prevent and resolve financial risks. Comprehensively strengthen institutional supervision, behavioral supervision, functional supervision, penetrating supervision and continuous supervision, eliminate regulatory gaps and blind spots, and better safeguard financial security. First, improve the modern financial enterprise system with China characteristics, improve the management of state-owned financial capital, broaden the channels for bank capital replenishment, and do a good job in risk isolation between industry and finance. Early identification, early warning, early exposure and early disposal of risks, sound early correction mechanism of financial risks with hard constraints, and timely disposal of risks of small and medium-sized financial institutions. The second is to establish a long-term mechanism to prevent and resolve local debt risks, establish a government debt management mechanism that is compatible with high-quality development, and optimize the debt structure of central and local governments. The third is to prevent financial risks caused by the real estate market. Promote a virtuous circle between finance and real estate, improve the main supervision system and fund supervision of real estate enterprises, improve macro-prudential management of real estate finance, and meet the reasonable financing needs of real estate enterprises with different ownership equally. The fourth is to strengthen the supervision of financial technology. The rapid development of financial technology has enhanced the concealment of financial risks, added many new financial risk points, and put forward higher requirements for the ability of financial supervision. Therefore, financial supervision departments need to innovate financial supervision means and balance the relationship between financial innovation and financial security, so as to encourage financial innovation that will help improve the efficiency of financial services and control financial risks within a safe range.

　　Guangming Daily (November 10, 2023, 06 edition)

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　　　　Exquisite photo of ice dancing beauty, youthful beauty is full of beautiful style.